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Future Millionaire: A Young Person’s Step-by-Step Guide to Making Wealth Inevitable

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No matter how young you are or where you’re starting from, you are a future millionaire. Declare it. Know it. Demand it. And, with help from bestselling author and self-made millionaire Rachel Rodgers, start working toward it. Future Millionaires is filled with insights on how to develop the right mindset and build smart money habits that will allow you to follow your dreams, build your wealth, and maximize your potential.

Rachel Rodgers—author of We Should All Be Millionaires and creator of her own eight-figure business—knows what it’s like to be broke. She also knows what it’s like to rise above your circumstances and radically change your future. Now, in her first book for young adults, Rodgers empowers readers 13 and up to do the same.

Future Millionaires unpacksall the financial concepts you never learned about in school, like creating a budget, managing debt, investing your savings, and more. Rachel also discusses how to think like a millionaire—creating a healthy money mindset, boundaries, and goals—and act like a millionaire, using your money to support causes that you believe in and upending systems that favor the 1% over marginalized communities.

You’ll also learn how

Reframe negative, self-sabotaging thoughts so you can pave the way for future successInvest in yourself by practicing self-care, establishing healthy boundaries, and upgrading your everyday lifeCreate a budget, tackle debt, and start investing so you can see your money growUse your money to achieve your dreams and make a difference in the world around you 

208 pages, Hardcover

Published May 6, 2025

12 people are currently reading
1967 people want to read

About the author

Rachel Rodgers

14 books127 followers

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Displaying 1 - 9 of 9 reviews
Profile Image for NicoleReadsRomance.
248 reviews
January 27, 2025
Rachel did it again.

This book is full of resources and advice designed to help people overcome their own setbacks to find their way to millionaire status. Not only does she give you the advice, but she's got a number of worksheets designed (and linked in the book) to help you along.

While this is geared to a younger generation, I found it still helpful even in my mid-30s. I also intend to share it with my 15 year old as soon as I can get it in print.

Two of my friends now have it on their TBR as well for their kids. They are never too young for financial literacy IMO.

I think Rachel is a person to keep listening to for money information -- especially if you're part of a marginalized group (BIPOC, women, disabled, etc) because she covers that as well. She explains that we can beat the odds against us to be more than people assume we will.

Very uplifting. Very informative. Well done, Rachel!

Huge thanks to Rachel and her team for the early review copy. I am sharing my thoughts prior to the finalized version's release.
Profile Image for Donna.
208 reviews4 followers
April 14, 2025
This is the book every young person should read! While it is written especially for marginalized young adults, the information is truly a resource to all readers. Having taught teenagers for nearly thirty years, I would have loved to have this book as a resource for my students - it's that good. Everything Rachel Rodgers recommends is valuable in multiple areas of life, not just finance. One of the most important topics she addresses is self-worth: not just how we see ourselves, but also how we can utilize our strengths, cross bridges, and avoid the avalanches of life that are always present IF WE TRY. When we fail, which we certainly will, we have the self-worth to continue toward our goals and beat the odds because we are worth it.

Thank you Netgalley and Blink Publishing for the opportunity to read an advance copy of this book in exchange for an honest review.
Profile Image for Andrea Wenger.
Author 4 books31 followers
April 19, 2025
From the author of “We Should All Be Millionaires,” this book empowers young adults to build wealth and achieve their dreams by developing a millionaire mindset and mastering smart money habits. It covers budgeting, debt management, investing, and using finances to support personal goals and social change.

All teens and young adults should read this book. Smart and easy to understand, it sets up young people for a healthy financial future and a more fulfilling life. It contains practical advice for adopting positive habits that start readers on the path for a successful future.

Thanks, NetGalley, for the ARC I received. This is my honest and voluntary review.
1 review
May 14, 2025
I am absolutely loving the book so far. I'm not even through the first half and I am sending the link to every young person trying to figure it out that I know. The mindset and strategy you need to create the life of your dreams is IN THIS BOOK!
29 reviews
May 28, 2025
I read everything Rachel writes. Not so much for the making money aspect, as for her clear and fearless analysis of how inequality impacts all of our lives.
I'm not the target audience for this book, but it gives a new dimension to what her book, We Should All Be Millionaires covered.
1 review
May 16, 2025
This is an amazing step by step read to attain wealth. Amazing
1 review
May 16, 2025
If you are coming to this as an experienced investor or as a student or parent this is well worth the read!
Profile Image for Erin Lindsay McCabe.
Author 7 books231 followers
May 26, 2025
I wish I’d had this book when I was in my 20s. It’s simple, full of creative ideas, and gives a very simple, actionable plan to help anyone start investing (among other things).
Profile Image for Kristen.
94 reviews1 follower
Read
June 30, 2025
One of my fav podcasters. Great book for teens or college grads.
Displaying 1 - 9 of 9 reviews

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